Rubayah Yakob, Hafizuddin-Syah B.A.M, Nurfarhana Hani Badrul Hisham.  (2019).  Demographic analysis towards the understanding of education takaful (Islamic insurance) plan.  - Geografia Malaysian Journal of Society and Space.  92-105. 

Mas Nordiana Rusli, Norman Mohd Saleh, Hafizuddin-Syah B.A.M, Mohamat Sabri Hasan.  (2019).  Political connection types and investors' perceived risk: evidence from Malaysia.  - Asian Journal of Accounting and Governance.  1-14. 

Rubayah Yakob, Hendon Redzuan, Hawati Janor, Hafizuddin-Syah, B.A.M..  (2019).  Contract comprehension: prudent takaful claim decision.  - Asian Journal of Management Cases.  1-23. 

Sajiah Yakob, Hafizuddin-Syah, B.A.M., Rubayah Yakob, Nur Aufa Muhammad Raziff.  (2019).  The Effect of Enterprise Risk Management Practice on SME Performance.  - South East Asian Journal of Management.  1-23.